Understand What Tri-Zen Can Do for You
Substantial Tax Advantages
Tri-Zen® is an affordable strategy that combines the most important aspects of death beneﬁt protection and cash accumulation potential for executives who want to secure their future. Because contributions to Tri-Zen are qualified as pre-tax, bonuses or incentives paid into the strategy have a greater long term value with the potential to grow tax deferred and accessed for supplemental income tax-free at a future date.
Use of Leverage
With most of the money required to ﬁnance the strategy coming from a lender, Tri-Zen puts substantially more cash working for you. The 3:1 leverage affords more beneﬁts at a lower cost and the policy’s cash value may also be protected from bankruptcy.
A permanent life insurance policy with accelerated benefit riders* can provide benefits in the case of:
Critical Illness (Cancer, Heart Attack, Stroke, etc.)
Critical Injury (Coma, Brain Injury, Paralysis, Burns)
Chronic Illness (assistance with daily living, bath, eating, dressing, etc.)
Terminal Illness (illness where death is expected within 12-24 months. Term varies by state.)
Riders are supplemental benefits that can be added to a life insurance policy and are not suitable unless there is a need for life insurance.
- Upside Crediting Potential (Interest Credited Based On Market Index)
- No Loss of Cash Value, 0% Floor (Due to Declines In An Index)
- Potential Growth Tax-Deferred
- Potential Tax-Free Withdrawals (Access to the Cash Value Using Tax-Free Policy Loans and Withdrawals)
Policy loans and withdrawals reduce the cash value and death benefit and may result in a taxable event.