Kai-Zen Plan – Using Leveraged Funds to Provide a Total Benefits Package
The Kai-Zen Executive Benefit Plan combines bank financing to match the contributions made by the employer/executive to purchase a death benefit and maximize executive benefits. The Kai-Zen plan allows employers/executives to get the same benefits for less money or more benefits for less money.
Just as you might finance a house or a car, you can now finance your benefits. The benefits most executives want and need are:
Additional cash to supplement retirement income
Tax Deferred Growth of the cash value
The means to obtain tax free Income from the policy cash value
Cash for a chronic disability
Cash for chronic care or long term care (LTC)
Cash if they become terminally ill
Tax Free Death Benefit for their heirs
Employers can offer all the above benefits to their executives as well as protect their business through these more effective solutions:
Living Key Man
Living Partner Buyout
Executive/Employer contributions are made to the plan for only five years. The financing portion matches the contribution the first five years and then takes over and pays the total contribution for the remaining five years.
The Kai-Zen Executive Plan is secure, minimizes risk and is cost effective!