Our Team of Experts

NIW Companies is comprised of long-term insurance specialists that have extensive experience within the high net worth marketplace. We also have senior-level personnel that specialize in concept commercialization processes. This combination of diverse industry experience and business savvy allows NIW Companies to provide a perspective to clients that’s like no other.

Grace Barnard







President & Co-Founder

Grace Barnard is a leader in estate planning, life insurance, and retirement planning, with particular expertise in financing insurance.  She travels nationally to educate potential clients about the benefits of NIW’s financed insurance solutions.   In addition to this, she leads weekly training sessions for agents in the field.

Grace’s expertise in financed business solutions is widely respected and partnerships with leading insurance carriers and banks prove that NIW provides some of the most efficient insurance financing solutions in the market.  After more than 30 years of business experience in a wide range of executive roles, Grace Barnard is a unique individual capable of creating innovative ideas while simultaneously demanding ethical, client-focused solutions.

Grace has contributed greatly to the development of NIW’s key programs:

  • The Kai-Zen Plan – Lender financed benefits package for you or your employees
  • The Tri-Zen Plan – Cost-saving and physician-recruiting solution for non-profit hospitals
  • NIW Life Strategies – The superior strategy for Asset-backed Insurance Lending
  • Multi-Gen – Planning the financial future of high net worth families
  • CashStream – Taking care of employees without impacting the bottom line

As president of NIW, Grace continues to focus on concept innovation and business development.


Daen Wombwell


CEO & Co-Founder

Daen Wombwell has over 25 years experience serving in senior, strategic roles for a wide range of companies and industries around the world. This diversification has allowed Daen to develop strategies that improve the financial health of any company in virtually any industry.  After leaving the British military, Daen pursued a business career with 3M in varying roles of increased responsibility, culminating as the Director of International Business Development. In this role, he developed and launched a global program designed to generate more than $1 billion in new sales for the company.

Prior to forming NIW Companies, Daen also held executive positions at global manufacturing and advanced process software corporations. At both companies, Daen faced and successfully resolved the problem that many companies (regardless of industry) commonly face – how to effectively introduce complex value propositions to a direct and indirect selling team. Understanding this issue has been a key contributor to the success and credibility NIW Companies has achieved over the last 20 years.

Daen is nationally recognized for his knowledge of Premium Finance. His technical understanding of the economic drivers that impact designs and what separates success from failure in design and financing.  He regularly speaks and writes about Premium Finance and currently serves on insurance carrier advisory boards due to this expertise.

Daen has a Business Degree with Honors in Strategic Marketing and Finance from the University of Aston in Birmingham, UK.


Judy Lane


Co-founder & COO

Judy Lane is Co-Founder and Chief Operating Officer of NIW Companies. Her day to day focus is on managing and enhancing the internal operations of the business.   Within this role, Judy has been responsible for the development and preservation of the key lending relationships that have allowed NIW to secure over $4.5 billion in financing.

Judy has been active in the insurance operations and sales market for most of her career. In 1987 she and her partner developed an employee benefits company that marketed insurance and employee benefits to credit union members. In 1992, she and her partner merged their company into The Dominion Companies, a broker-dealer, where she ran the day-to-day operations of the insurance division. Judy’s focus during her tenure at Dominion was to manage and oversee all financial and business planning functions of the insurance division, including budgeting, reporting, monitoring, and enhancement of the technology infrastructure. Judy also maintained and grew major distribution relationships within the broker-dealer, increasing sales revenues exponentially.

Judy began her career by managing and expanding an existing specialty marketing firm, which she eventually bought. She has started several successful companies throughout her career and has enjoyed working in the insurance industry for more than 20 years.


Lee Ann Stamm


Director of Banking

Lee Ann Stamm joined NIW Companies in 2007 as director of financing. Lee Ann’s focus is to facilitate the financing of all new NIW ABIL individual and group cases.

Lee Ann brings more than 20 years of experience in banking, sales management, and marketing. As a community banker for most of her career, Lee Ann developed and maintained banking relationships with clients ranging from small family firms to large Fortune 500 companies. While in banking, Lee Ann worked in many different areas, including marketing, commercial lending, business development, customer service, and private wealth management. Lee Ann was also active in various community organizations and chambers of commerce. Prior to her banking career, Lee Ann worked in sales and marketing for a commercial Real Estate firm. Lee Ann
graduated from the University of Texas with a BA degree in business and minor in marketing.


David Greene


Director of Business Development
Dave-GreeneDavid has been involved in the financial services arena for over 35 years and is currently working as V.P. of Business Development for NIW, as well the Owner and President of Starboard Financial Services out of Atlanta Georgia. From 1993 to 1998 he was Vice President of Marketing for both Jefferson Pilot Life out of Greensboro, NC and Southland Life Insurance Company (an ING company) in Atlanta. David also managed the life insurance division of Honkamp Krueger, a large regional CPA firm out of Dubuque Iowa. Prior to that he was the Life Specialist for The First Interstate Bank Systems of Iowa, owner of an Iowa based mortgage banking company and ran the life insurance division of a large property & casualty firm in Des Moines, Iowa.

David’s area of expertise is Financed Life Insurance, business & estate planning and executive benefits planning.

David has been married for 35 years and has two children. His hobbies include racquetball, tennis, golf, waterskiing, windsurfing and skiing.

Buck Cowan




National Vice President of Benefit Brokers

Buck Cowan has over 35 years of experience in both individual financial planning and group executive benefits sales and marketing. Prior to joining NIW Companies, Buck held various positions at Mutual of New York (MONY) while primarily focusing on business and estate planning. The last 20+ years have been concentrated on worksite marketing and executive benefit planning for professional service firms and large group clients with Paragon, Metlife and Texas Life. Buck has an extensive background in delivering new and differentiated products into the marketplace. At NIW, Buck’s principal focus is working in the group benefits space.






Paul Walder




Director of Case Design
Paul has been with NIW Companies for over 10 years working with agents and advisers to help them plan and design a creative financed solution for their clients. Paul has a degree in finance from Miami University in Ohio and was previously Regional Operations Manager with Phoenix Life Insurance Company. 


Faraz Baig

Chief Controller

Faraz joined NIW as a Controller in 2016. He is responsible for accounting, treasury and maintaining the financial statements for NIW and their affiliates.  Faraz has been in the accounting field for over 10 years and has focused in areas that created vision, consolidations and financial records leading the finance integration organic growth. He has worked closely with internal controls, build diverse, and smooth transition. He was also named as the top 10 specialists in the North East Region working with JP Morgan Chase Bank. One of his goals is to pursue his CPA license.  Faraz earned his Masters of Accounting from New York and moved to Texas in 2015. He currently resides in Fairview with his wife and 3 kids. He loves playing all kinds of sports.


Jason Pratt

Senior Financial Analyst

Jason joined NIW in 2015 as a Senior Financial Analyst responsible for preforming critical analysis and servicing of inforce plans.  Prior to joining NIW, Jason spent 5 years working with a leading multi-national asset management firm, spending time as a part of the investment operations and finance divisions.  Jason has his BBA in Economics from the University of Texas – Arlington and a Master of Science, Finance from Texas A&M University – Commerce.


Helen Bouldin

Executive Assistant

Helen Bouldin joined NIW Companies in 2015 as Executive Assistant to Daen Wombwell and Grace Barnard.

In addition to assisting to the daily schedules of Mr. Wombwell and Ms. Barnard, Helen is also the first point of contact for Agents who are new to the Kai-Zen Strategy and needs assistance with marketing materials, internet login assistance and the general rules that governs the Kai-Zen Strategy.

Prior to joining NIW Companies, Helen was President for 17 years of a manufacturin
g and retail leather furniture business that was co-founded with her Husband in 1998. In addition to overseeing the day-to-day operations, her focus was strategic growth, marketing and sales training for the retail division of the Company.

Helen’s passion for travel has taken her around the World and her next dream trip will be a trek to Machu Picchu!


Janeen Cooter


Agent Support Manager (West)

Janeen Cooter has 23 years of experience in event and creative services, specifically focused on nonprofit fundraising and effectiveness. In 2011, her company Q-Up was founded to provide a safe platform that utilizes technology to increase the success of fundraising initiatives in major events. Ethical, charismatic, and results driven, Janeen is always going above and beyond for each client.

Janeen was brought on to the NIW in 2017 as an Agent Support Manager. Her role at NIW includes assisting agents with prospective cases, following up on leads, and facilitating event coordination. Her ultimate goal is to provide agents with a support system to help them communicate more effectively with clients.


David Waite




Marketing Coordinator

David joined NIW in 2018 as Marketing Coordinator.  His overall focus at NIW is to improve communication and streamline marketing materials.  He manages the development of multiple projects like websites, client proposals, brochures, flyers, PowerPoints.



Melanie Gotz



Sales Support Specialist

Melanie Gotz specializes in sales support for agents working with NIW. She has a background in banking and account management, which she uses to tailor case designs for individual clients. Melanie graduated from the University of Alabama with a degree in Business and Mathematics.